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Our Private Client Department offers a wide range of services from drafting Wills to providing advice on tax planning and advising clients generally to plan their affairs in the best way possible for them and their families.
WHY YOU SHOULD MAKE A WILL
To make sure that your money, property and possessions are disposed of in accordance with your precise wishes. Apart from general gifts, you may wish a certain item to pass to a particular person for sentimental reasons. You may also wish to make a gift to a particular charity.
If you have young children, to provide who would look after them if neither parent were alive.
You may have a grown-up child or an elderly relative living with you and be anxious to safeguard their right to live in your house after your death.
To provide what is to happen if your whole family is killed in a car crash or accident.
To save tax.
To provide for burial or cremation.
A properly drawn Will can save a substantial amount of Inheritance Tax. Wouldn't you rather your loved ones received your money instead of the tax man?
IF YOU DON'T MAKE A WILL
Your property etc will be divided by rules made by Parliament. These rules are mostly inflexible and all too often create another worry for your family at a time of bereavement and disruption at home. Making a Will is therefore a way of making life easier for them.
Note:
(a) if a husband leaves everything to his wife in his Will, she gets it all whereas if they have children and he dies without making a Will, she may receive less and have the aggravation of delays.
(b) if there are step-children of a marriage, those children may effectively be disinherited.
(c ) if you have no family, your property may simply pass to the State
